Welcome to Your Contract-to-Close Dashboard
CALHOUN FAMILY
Congratulations — you're under contract! This is your dedicated contract-to-close dashboard, designed to guide you through every step from signed contract to closing day.
Here you will find real-time updates, important milestones, key documents, and everything you need to stay informed and prepared as we work toward handing you the keys to your new home.
Damoris and the team are with you every step of the way. Let's get you to the closing table.
Contract to Close Roadmap
Questions? Click here to schedule an appointment with your Loan Officer
Your detailed guide from accepted offer to receiving the keys to your new home.

You Are Here → Step 1 – Offer Accepted/Under Contract
1
Offer Accepted / Under Contract
Congratulations. Your offer has been accepted and the home is now officially under contract. The closing process begins.
2
Initial Loan Disclosures
Your loan disclosures are prepared and sent for electronic signature, outlining your loan terms, estimated costs, and important legal disclosures.
3
Processing & File Setup
Your loan file moves to processing, where documentation is organized, information is verified, and the file is prepared for underwriting review.
4
Appraisal & Title Work Ordered
We order the property appraisal and initiate the title search to confirm ownership history and ensure a clear transfer of the property to you.
5
Underwriting Review
Your file undergoes a thorough review by underwriting to confirm that the loan meets all lending guidelines and program requirements.
6
Conditional Approval
Underwriting issues a conditional approval. This means your loan is approved pending a few final documents or updates.
7
Clear Conditions
We collect and submit any remaining documents requested by underwriting to satisfy all outstanding approval conditions.
8
Clear to Close
Your loan receives final approval! Closing documents are prepared and scheduled with the closing attorney or title company.
9
Closing Day
You sign your final documents, the loan funds, and ownership of your new home is officially transferred to you. Welcome home!

What to Expect During This Stage
Our team will guide you through each step, keeping you informed as your loan moves from contract to closing.
You will receive updates whenever your loan progresses to the next milestone.
This roadmap simplifies the journey, guiding you through each critical step to ensure a confident and celebrated closing day.
Your Homebuying Dream Team
Your Realtor®
Yamilsa Roebuck
📱678-485-1121
Your Loan Officer
Damoris Williams
📱470-526-4988.​

Your Loan Processor
Meshia McFadden
📱336-290-133
Your Transaction Coordinator
Shonica Swain
📱470-781-2181
Your Loan Officer Assistant
Ann Buna
📱470-470-5060
Your Loan Closing Attorney
Jeanna Crayton
☎(404) 710-0779
Important Dates & Deadlines
Staying on track with these key dates is crucial for a smooth and timely closing. Mark your calendars!
May 12, 2026
Contract Date
The purchase contract is signed, officially beginning the transaction.
May 13, 2026
Binding Agreement Date
The contract becomes binding for all parties.
May 16, 2026
Earnest Money Due & Due Diligence Reminder
Earnest money deposit of $3,500 is due. Due diligence period reminder.
May 18, 2026
Due Diligence Ends
Deadline for all property inspections and repair negotiations with the seller.
May 22, 2026
Financing & Appraisal Contingency Reminders
Reminders for both financing and appraisal contingencies.
May 28, 2026
Financing Contingency Date
Financing contingency deadline — loan approval must be secured.
June 9, 2026
Schedule Final Walkthrough
Final walkthrough of the property should be scheduled.
June 12, 2026
Closing Day! 🎉
Sign final documents, loan funds, and keys are received. Possession on closing.
We'll send reminders as these dates approach to ensure you're always prepared.
Your Lender & Communication
Now that you are under contract, additional members of your lending team will begin working on your loan behind the scenes.
As a mortgage broker, I partner with a lender who will underwrite your loan. You may receive emails from this lender and from my processing team. These emails are important and may look different from my usual communication, so please be sure to check your inbox regularly.
Watch for Important Emails
You will begin receiving time-sensitive emails related to your loan. These may include document requests, disclosures, and important updates. Please review and respond as soon as possible to help keep your loan moving forward without delays.
Your Lender (Underwriting & Loan Documents)
This is the lender that will review and underwrite your loan and assist with preparing your loan documents. You may receive emails from this lender requesting documents, sending disclosures, or providing updates. These emails are part of your loan process and may come from a different email address than mine.
Please check your inbox (and spam folder) for emails from:
  • UWM | United Wholesale Mortgage
Your Loan Processing Team
Your processor works closely with me to organize your file, request documents, and move your loan through underwriting. You may receive emails requesting additional documents or clarification. Prompt responses help keep your loan moving on schedule.
You may hear from:
  • Meshia McFadden
Important Tip
If you ever receive an email and are unsure if it is related to your loan, feel free to reach out to me directly before responding. I am always here to guide you.
What to Expect: Your Contract-to-Close Journey
Damoris and your team are with you every step of the way — from signed contract to closing day. Here's a simplified look at how the process unfolds.
Most loans move from contract to closing in 30–45 days. Damoris makes sure you're never left wondering what comes next.

All approvals are subject to underwriting guidelines. This is not a commitment to make a loan. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice.

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